Elliott Wave International | World's Largest Market Forecasting Firm Since 1979
Please Login
   
| What's My Password?
 
 
Alert
May 23, 09:59 AM
Robert Prechter's new, 21-page Elliott Wave Theorist (published monthly since 1979) shows you 23 charts that explain why "The monetary-financial world seems to be setting up for an epic battle." Start your risk-free trial subscription now -- and get your 2nd month FREe >> 
TAG: SUBPRIME LENDING Return to Free Updates Home Page

U.S. Financial System: Is It Finally Stable?
Bernanke comments raise questions about banks

By Bob Stokes
4/20/2012 4:45:00 PM

Four years after we brushed up against "financial Armageddon," it appears our financial system is still not as stable as it needs to be. We believe that you should plan ahead for a run on bank deposits. Here's why...

Filed Under: banks, Ben Bernanke, cash, Club EWI, conquer the crash, credit crisis, Federal Deposit Insurance Corporation (FDIC), Robert Prechter, safe banks, safe haven, subprime lending, U.S. Federal Reserve (the Fed)

Category: U.S. Economy


Vultures Circle the US Housing Market, Again
Why EWI's team of analysts, including Bob Prechter in his Conquer the Crash, foresaw the real estate crash -- and what Elliott wave analysis suggest for housing now

By Nico Isaac
9/27/2011 4:00:00 PM

On site of the gruesome real estate crash, financial paramedics have tried every resuscitating trick in the book to revive their dying patient: Trillions of dollars in government bailouts; repeated first-time buyer tax breaks; and record low mortgage rates. Yet, the US housing market is showing no gain activity.

Filed Under: Robert Prechter, conquer the crash, credit crisis, housing prices, Robert Prechter, subprime lending

Category: Real Estate


Is the U.S. Banking Sector Finally Back On Solid Ground?
EWI's Financial Forecast Service gives you a more complete picture of how financials are faring

By Nico Isaac
7/14/2011 6:45:00 PM

Before you join the financial media in their collective sigh of relief, let me point out that in the May 2011 Elliott Wave Financial Forecast, EWI analysts presented the following chart of the DJIA versus two key financial indexes...

Filed Under: Dow Jones Industrial Average (DJIA), foreclosures, market forecasts, subprime lending

Category: Stocks


Debt Man's Curve, It's No Place to Play
Why high debt does not necessarily mean high interest rates

By Jason Farkas
6/21/2011 2:15:00 PM

Sovereign debt is making the headlines these days, and here is a new way to look at the different risk levels of bonds -- the Debt Parabola, a.k.a. Debt Man's Curve.

Filed Under: emerging markets, eurozone, Greek debt, municipal bonds, pension funds, Robert Prechter, Sovereign Debt, subprime lending, Treasury bills (T-bills), U.S. Treasuries

Category: U.S. Economy


Housing Market: Worst Since "The Great Depression"?
Has the Downtrend in Housing Hit a Bottom?

By Bob Stokes
6/6/2011 5:15:00 PM

Home prices were on a "one-way street" -- namely up. But as we know, the trend in real estate prices did an abrupt U-turn. Now it's traveling swiftly in the opposite lane. How long will this downward trend continue?...

Filed Under: 1929 Stock Market Crash, conquer the crash, economic depression, foreclosures, housing prices, subprime lending

Category: Real Estate


Big Economic Contraction on the Way?
"When Housing Starts Stop, the Economy Does the Same"

By Bob Stokes
5/26/2011 5:00:00 PM

Does the trend in today's real estate market portend what's ahead in the general economy? We can say this: many of the same deteriorating economic indicators that we saw in mid-2007 are...

Filed Under: Campaign for Independent Thinking, deflation, economic depression, housing prices, Robert Prechter, subprime lending

Category: U.S. Economy


Commercial Real Estate: "Ghost Malls" in the Making?
One in Ten Mall Stores Are Vacant

By Bob Stokes
4/29/2011 3:30:00 PM

Commercial real estate's downward trend goes beyond suburban malls. Much office space in business districts is empty. Read this excerpt...

Filed Under: commercial real estate, conquer the crash, credit crisis, deflation, foreclosures, housing prices, Robert Prechter, subprime lending

Category: Real Estate


US Housing Market: The Lost City Of Atlantis
Elliott wave analysis and historical stock market and real estate trend comparisons helped foresee the historic reversal in the US real estate market.

By Nico Isaac
2/10/2011 6:00:00 PM

According to the most recent quarterly real estate market survey from Zillow.com, the percentage of U.S. homes UNDERWATER -- i.e., those whose market values are below what's owed on them -- soared from 20% in August 2010 to 27% today. On top of that, home prices continue to decline while foreclosure rates rose to a new, all-time record high. (February 10, 2011 Associated Press)

Filed Under: foreclosures, housing prices, market forecasts, subprime lending, Wall Street

Category: Real Estate


If It's "A Buyer's Market," Why Is No One Buying?
Looking for a Bottom in the Residential Real Estate Market

By Bob Stokes
1/27/2011 4:15:00 PM

Much of what makes a "home and hearth" cannot be measured in dollars and cents. Even so, it's not wise to ignore the financial facts of residential real estate...

Filed Under: consumer spending, credit crisis, economic depression, Fannie Mae, Freddie Mac, housing prices, subprime lending

Category: Real Estate


A New Year: Will There Be a Bullish Miracle on 34th Street?
Elliott Wave International foresaw the major "balloons" of the 2007 financial crisis go POP!

By Nico Isaac
1/4/2011 3:15:00 PM

Elliott Wave International wasn't around during the Great Depression of 1929. But we were here for the most recent financial flameout in 2007 -- when the most inflated credit environment in all of history entangled itself around the engine of economic growth and sent it hurtling toward a fiery collapse. And contrary to the popular belief that the still continuing meltdown was an unforeseeable event, Elliott Wave International's team of analysts stayed ahead of the bursting of the economy's biggest balloons

Filed Under: 1929 Stock Market Crash, credit crisis, crude oil, eurozone, eurozone, Fannie Mae, Freddie Mac, great depression, housing prices, quantitative easing, subprime lending, Wall Street

Category: U.S. Economy


We All SAW Subprime, But Not All of Us LEARNED From It
Certain news stories do indeed reflect today's investor psychology

By Robert Folsom
10/5/2010 1:00:00 PM

It's been barely two years since we all saw exactly how a story like this must end. But this time it's even worse. Previously the toxic assets were based on subprime mortgages; now the toxic assets are based on subprime auto loans. Auto loans, dear reader...

Filed Under: subprime lending, investor psychology

Category: Interest Rates


When Do Bear Markets End?
The simplest answer amounts to a nine-word sentence

By Robert Folsom
9/24/2010 3:00:00 PM

First allow me to show what the end of a bear market is by describing what it is not.

Filed Under: Robert Prechter, Bear market, subprime lending

Category: Stocks


Why You Can't Model Away Risk

By Susan C. Walker
4/17/2009 6:15:00 PM

Wall Street hires sophisticated number-crunchers to figure out all kinds of risk for investments, but their computer models give only the illusion of evaluating risk.

Filed Under: hedge funds, subprime lending

Category: Classic Prechter


Three Questions I Ask Myself
"2008: The Year Everything Changes"

By Vadim Pokhlebkin
12/29/2008 6:15:00 PM

Well, here we are – a year-and-a-half since the start of the crisis, and hardly out of the woods. While we at EWI take pride in having prepared our subscribers, we take no pleasure in watching the devastation that this crisis has been causing. But it is here. And, probably like you and lots of other people, I keep asking myself these three questions...

Filed Under: foreclosures, subprime lending, liquidity, deflation, South Sea Bubble

Category: Stocks


Fannie, Freddie Signal Bigger Problems for U.S. Economy
The chaos in housing is just the leading edge of a 'great transformation.'

By Peter Kendall
7/10/2008 2:45:00 PM

The chaos in housing is just the leading edge of a “great transformation,” one that extends beyond real estate to the larger economy and many aspects of our everyday lives. See this story about Fannie Mae's recent troubles.

Filed Under: Fannie Mae, housing prices, subprime lending

Category: Real Estate


Housing Market: Fallen Horse

By Nico Isaac
5/9/2008 4:45:00 PM

In many ways, the May 3 Kentucky Derby tragedy is not unlike the fateful events unfolding in the U.S. real estate market, otherwise known as the mournal Housing Race... The downfall of the housing bull, however, was not a "freak accident," unforeseeable until the damage was already done...

Filed Under: subprime lending

Category: Real Estate


Bear Stearns Explained: How Financial Values Can Disappear

By Editorial Staff
5/2/2008 4:15:00 PM

The big question that still remains about the demise of Bear Stearns is, how did its mortgage-backed securities lose their value so quickly? It's a question that Bob Prechter has pondered in a more general way for his best-selling business book, Conquer the Crash. In this excerpt, Bob carefully explains exactly how financial values can disappear.

Filed Under: Bear Stearns, subprime lending, Bear market, conquer the crash

Category: Classic Prechter


A Non-Guarantee Put to the Test (part 1)
The Ballad of Fannie & Freddie

By Robert Folsom
3/13/2008 2:30:00 PM

Once upon a time, the U.S. government created the secondary mortgage market. (During FDR's New Deal, if you're dying to know). With help from the agency known as Fannie Mae, this government creation grew tall and strong. What's more, the government held a virtual monopoly over its creation for several decades -- and after all, the market was its creation....

Filed Under: credit crisis, Freddie Mac, great depression, recession, subprime lending, subprime lending, Wall Street

Category: U.S. Economy


The Fed's "Influence" is "Nonexistent"
Is Anyone REALLY Surprised

By Robert Folsom
3/12/2008 5:15:00 PM

Amidst all the happy words and noises that followed yesterday's story that "Fed Offers $200 Billion Lifeline for Spurned Debt," most news accounts either failed to include or buried the truly relevant details. Looked at closely, the Fed's "Offer" of a "Lifeline" comes attached with the kind of terms you'd expect from a benevolent loan shark.

Filed Under: U.S. Federal Reserve (the Fed), U.S. Federal Reserve (the Fed), subprime lending, U.S. Treasuries

Category: U.S. Economy


The REAL "First Big Book on the Credit Crunch"
After the Fact Acclaim: Irony Speaks for Itself

By Robert Folsom
3/7/2008 5:15:00 PM

Yesterday I said that the Economist magazine had just published a favorable review of a book about the housing market crisis. The author is a respected financial journalist, and a thumbs up from a publication like the Economist suggests a book that deserves to be taken seriously. But consider these other quotes, specifically the "who" & "when" behind them...

Filed Under: Bear market, conquer the crash, deflation, U.S. Federal Reserve (the Fed), recession, subprime lending, subprime lending, Wall Street

Category: Real Estate